About Interac e-Transfer

Interac e-Transfer® is a convenient way to exchange money quickly, easily and securely, whether you want to transfer just a few dollars or a few hundred dollars.  A transaction can be completed in as little as 30 minutes.

Send Money

You can Send Money to anyone with an email address or a mobile phone number and a Canadian deposit account. You do not need to know the recipient’s financial institution details or account information. Email and/or text message is utilized for fast notification to the recipient that a transfer has been sent.

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  • Send Money to anyone with an email address or mobile phone number and a Canadian deposit account.
  • Recipient can receive notifications by email address or by text message and receive money from a desktop or mobile device.
  • The maximum daily transfer-out amount is $3,000 (weekly and monthly limits also apply)
  • Interac e-Transfer Fee applies when a Send Money is sent -  see our Service Fee Bulletin for details. Special note: As of December 5, 2018, Send Money is fee-free for most personal chequing plans.

Request Money

Waiting on a payment from someone? With the Request Money feature, you can send a request for money and if accepted by the recipient, the requested funds will be automatically deposited into your account. Email and/or text message is utilized for fast notification from the requestor to the recipient that a request for payment has been made. 

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  • Request Money from anyone with an email address or mobile phone number and a Canadian deposit account.
  • The request recipient can fulfill the request from the email or text message they receive.
  • The maximum daily request amount is $3,000 (weekly and monthly limits also apply)
  • Interac e-Transfer fee applies when the request has been fulfilled - see our Service Fee Bulletin for details. Special note: Request Money is fee-free for most personal chequing plans.

Autodeposit

You can get your money even faster and potentially save yourself the extra step of answering the security question with Autodeposit. By registering your email address with Interac, all e-Transfers sent to that address will automatically be deposited into your chosen account.

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  • Once Autodeposit is set up for your email address, all Interac e-Transfers sent to that address will automatically be deposited, as long as the sender’s financial institution also supports Autodeposit and the sender does not otherwise require you to answer a security question.
  • You will receive notification via email and/or text message when an Autodeposit has occurred.
  • Autodeposit is fee-free.

Send Money Internationally

Western Union® Money Transfers via Interac e-Transfer® allows you to send money internationally to 489,000 Western Union® Agent locations in over 200 countries where recipients can receive cash in the local currency.   As with a standard Interac e-Transfer®, you don't need to share financial information and it's accessible through online or mobile banking.

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  • 24/7 availability to send money internationally through online banking
  • Funds may be available for recipient pickup in approximately 30 minutes
  • Ability to track your transfer in online banking until it is delivered
  • The recipient must present valid identification and a Money Transfer Control Number provided by the sender
  • The minimum transfer-out amount is $10.00 and the maximum daily transfer amount is $999.99 (weekly and monthly limits also apply)
  • Western Union® Money Transfers via Interac e-Transfer®Fee applies, see our Service Fee Bulletin for details.


    ®INTERAC is a trademark owned by Interac Inc. and is used under license.

    *The WESTERN UNION name, logo and related trademarks and service marks are owned by Western Union Holdings, Inc. Used with permission.

     

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