Smart Savings

High Interest. Fast Growth. Smart Savings.

There's a faster, easier way to earn more on your savings.  Our Smart Savings Account offers more than high interest.  With tiered interest rates, you earn more on every dollar as you invest more.

Access Funds Easily 24/7

Our Smart Savings Account gives you immediate access to your funds around the clock, online or on the phone with unlimited free self-serve account transfers.  Traditional in-branch or staff-assisted phone service is also available.

Smart 'Tax Free' Savings

A Smart Savings TFSA Account is also available with competitive rates and staff-assisted access (by phone or in-branch) to your funds if needed.


Visit our Service Fees page for disclosure of all applicable fees.

Deposits insured by the Deposit Insurance Corporation of Ontario.  Deposits in registered plans are fully insured.  Other Canadian dollar deposits insured up to $250,000.  For further information on deposit insurance, please ask for a brochure; call DICO at 1.800.268.6653 or log on to the website at

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