Branch ATMs

Each of our branches is equipped with a full-service ATM, and our Ancaster and Acton locations also have a drive-thru ATM.  But that's not all.  Your Tandia account is accessible at hundreds of ATMs across Canada, with no additional fees!

A National Surcharge-Free ATM Network

THE EXCHANGE® is a network of banks and credit unions that have come together and agreed to never charge each other’s cardholders any surcharge fees—at thousands of ATMs across Canada. As a proprietary ATM network, THE EXCHANGE® Network offers the only inter-institutional, full-function ATM network in Canada.

Through this partnership, you can make surcharge-free withdrawals, deposits or PIN changes, Canada-wide. You will never pay any surcharge fees to access your own money even if you use another member institution’s ATM network. Of course, you still have to pay your normal account fees but that’s it, nothing extra.

So long as they’re all part of THE EXCHANGE® Network, bank customers can use credit union ATMs and Credit Union customers can use bank ATMs, surcharge-free. Just look for ATMs with THE EXCHANGE® logo.

Learn more about THE EXCHANGE® Network >>

US Accel® Point of Sale Network

Many financial institutions also offer access to the Accel Point of Sale (POS) debit network in the United States. The Accel network is one of the largest POS networks in the United States with more than 3,000,000 merchant locations in the network.

The Accel network in the United States works exactly the same way debit card purchases work at home. Purchases are paid for by swiping or inserting your debit card and verifying the transaction with your confidential PIN. As an added value, a cash back option is also available at the majority of merchants.


Contact our Member Solutions Centre at 1.800.598.2891 during regular business hours, or Contact Us using the form below.

®EXCHANGE is a registered trademark licensed for use in Canada by Ficanex Service Limited Partnership

Find Branch or ATM

Enter address, postal code or branch name