RRSPs

Registered Retirement Savings Plans

Rates are stated per annum and subject to change at any time without notice. For more information about Tandia's interest rates, visit your branch, call our Member Solutions Centre: 1.800.598.2891 or contact us.
eVest RRSP / TFSA Rates
Everyday Rate 1.60%
Interest is calculated on the closing daily balance and paid monthly.
Special Offer RRSPs Rates
6 Month RRSP - New $ Only 2.76%
13 Month RRSP - New $ Only 3.26%
27 Month RRSP 2.70%
33 Month RRSP 3.00%
55 Month RRSP 3.15%
Limited time offer. Minimum $1,000, non-redeemable.  Interest is paid annually and at maturity. Auto-renews for 1 year non-redeemable RRSP.
5 Year STEP RRSP Rates
Year 1 2.25%
Year 2 2.50%
Year 3 2.75%
Year 4 3.00%
Year 5 5.00%
Effective Yield 3.09%
Minimimum $1,000. Cashable on each anniversary date. Renews for 1 year non-redeemable RRSP at maturity.
Premium 3 Year STEP RRSP Rates
Year 1 2.25%
Year 2 2.50%
Year 3 4.00%
Effective Yield 2.91%
Minimum $1,000, non-redeemable. Convertible to 4 or 5 year RRSP at any time. Renews for 1 year non-redeemable RRSP at maturity.
1 - 5 Year Non-Redeemable RRSPs Rates
1 Year RRSP 1.45%
18 Month RRSP 1.45%
2 Year RRSP 1.45%
3 Year RRSP 3.00%
4 Year RRSP 1.70%
5 Year RRSP 3.25%
Minimum $500, non-redeemable. Renews for same term at maturity.
Short Term Non-Redeemable RRSPs Rates
90 - 179 days 0.75%
180 - 269 days 0.80%
270 - 364 days 1.05%
Minimum $1,000, non-redeemable. Interest is paid at maturity. Renews for same term at maturity.
Cashable RRSP Rates
1 Year 1.20%
Minimum $500, cashable. Renews for same term at maturity.
RRSP Tiered Interest Savings Rates
$0 - $4,999 0.05%
$5,000 - $9,999 0.10%
$10,000 - $24,999 0.25%
$25,000 - $59,999 0.50%
Portion $60,000 Plus 0.75%
Interest is calculated on the closing daily balance and paid monthly.

S&P / TSX 60 Index-Linked RRSP

Term Sales end: Effective date: Maturity date: Participate rate:
3 Years Oct 31/18

Nov 6/18

Nov 12/21 75.00%
5 Years Nov 14/23 125.00%
Minimum $500, non-redeemable. See Term Sheet for return calculation details. Renews for non-redeemable 1 year deposit at maturity.


Interest rates are stated per annum and are subject to change at any time without notice.

Unless otherwise noted, interest on RRSP terms of 1 year or more is paid or compounded annually.

Deposits insured by the Deposit Insurance Corporation of Ontario.  Deposits in registered plans are fully insured.  Other Canadian dollar deposits insured up to $250,000.  For further information on deposit insurance, call DICO at 1.800.268.6653 or visit www.dico.com.

 

 

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