Term Deposits

Special Offer Term Deposits - min. $1,000 Rates
13 Month Term Deposit 2.05%
33 Month Term Deposit 2.33%
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5 Year Step Term Deposit - cashable on each anniversary - min. $1,000 Rates
Year 1 2.00%
Year 2 2.10%
Year 3 2.25%
Year 4 2.40%
Year 5 4.00%
Effective Yield 2.55%
3 Year Premium Step Term Deposit - convertible - min. $1,000 Rates
Year 1 1.50%
Year 2 1.60%
Year 3 2.00%
Effective Yield 1.70%
Non-Redeemable Long Term Deposits - min. $500 Rates
1 Year Term 1.25%
18 Month Term 1.50%
2 Year Term 1.40%
3 Year Term 1.55%
4 Year Term 1.75%
5 Year Term 2.00%
Non-Redeemable Short Term Deposits - minimum $1,000 Rates
30 - 59 Days 0.30%
60 - 89 Days 0.40%
90 - 179 Days 0.50%
180 - 269 Days 0.60%
270 - 364 Days 0.70%
PayDay Term Deposit - min. $1,000 goal Rates
1 Year 1.25%
Cashable Term Deposit - min. $500 Rates
1 Year 0.75%

Interest rates are stated per annum and are subject to change without notice. 

Interest on long term Year Non-Redeemable Term Deposits is paid or compounded annually.

Interest on the 1 Year Cashable Term Deposit is paid at maturity.  Cashable with penalty - ask your branch for details.  

In the event of a discrepancy between these rates and the official rates posted in our system, the latter shall prevail. 

Deposits insured by the Deposit Insurance Corporation of Ontario.  Deposits in registered plans are fully insured.  Other Canadian dollar deposits insured up to $100,000.  For further information on deposit insurance, please ask for a brochure, call DICO at 1.800.268.6653 or log on to the website at www.dico.com.

 

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