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    RRSP time is now and we want you to SAVE BIG!

    Don't miss out on our 5% GIC 15-month special. Keep your money safe and secure and watch it grow effortlessly. Set up an appointment, visit a branch, or apply online and get started in less than 10 minutes. You can save on taxes and save for your future. 

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    We are here to help you start saving and ensure you have what you need for a strong financial future.

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    To get the most out of life when you retire, you need to plan ahead. One of the very best ways to do that is to invest in a Registered Retirement Savings Plan—an RRSP. There are several great benefits to owning a RRSP.

    1. RRSP contributions reduce your taxable income
    2. Your savings will grow tax free
    3. You can convert your RRSP to get regular payments when you retire
    4. A spousal RRSP can reduce your combined taxes
    5. You can borrow from your RRSP to buy your first home or pay for your education
    6. Your savings are protected from creditors

    General inquiries

    If you have any questions regarding your account, our products, general concerns, a technical issue or if you wish to book an appointment, please call us.

    Member Solutions Centre:
     1-800-598-2891 (press 1)

    Messages left after regular business hours will be responded to on the next business day.


    ​Earn a higher return on your savings

    Guaranteed Investment Certificates (GICs) and term deposits are secured investments. This means that you get back the amount you invest at the end of your term.

    Tandia is pleased to offer members a wide range of market-competitive cashable and fixed rate term deposits with terms from 30 days to 5 years.

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    A Registered Retirement Savings Plan (RRSP) is a government-approved plan through which you save money for your retirement years.

    The benefit of making a RRSP contribution is you can deduct a portion of the contribution off of your taxes. When you do this it saves you on your tax bill by reducing your taxable income. Another bonus is the money you contribute to your RRSP is invested and grows each year tax free! This makes it a great tool for building your retirement nest egg.

    A Tax Free Savings Account (TFSA) is a way for individuals to set money aside tax-free throughout their lifetime.

    Unlike an RRSP, contributions to a TFSA are not deductible for income tax purposes. However any amount contributed as well as any income earned in the account (for example, investment income and capital gains) is generally tax-free, even when it is withdrawn. Each year there is a limit of how much an individual can contribute to a TFSA, for 2023 the limit is $6500.

    Want to learn more about RRSP's and TFSA's? Contact our Wealth Desk at 1-844-600-3586.

     

    IMPORTANT DEADLINE: March 1, 2023 is the deadline to contribute to your RRSP for the 2022 tax year. This is the last day that you can contribute to your RRSP if you want to take advantage of deductions and increase your tax return this spring.


    Financial Services Regulatory Authority of Ontario’s (FSRA) deposit insurance program protects insurable deposits held with Ontario credit unions and caisses populaires. Learn more

    Our Retirement Calculator determines the amount of savings that you'll need to retire comfortably. By flagging any shortfalls or surpluses, the Calculator outlines the savings required to reach your financial goals for retirement. Are you on track to have what you need?

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    Whether you’re saving for the future, preparing to buy your first home, or planning and protecting your estate. Tandia's suite of Wealth Service options can help you build a portfolio that’s tailored to your unique financial goals.

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    Listen to our weekly Podcast that answers all your burning questions about money. We’re here to make money more relatable, with take-action tips to help you create the life you want. We will help you tackle those financial problems, look at your goals and help you define your financial journey. Start listening!

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