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Wealth by Tandia

It’s challenging to predict the future, but that doesn’t mean you can’t be prepared for it. Our suite of Wealth Service options can help you build a portfolio that’s tailored to your unique financial goals.

​The tools you need to build the future you want.

Whether you’re saving for the future, preparing to buy your first home, or planning and protecting your estate, our range of wealth service options can help you prepare for the road ahead.

Wealth by Tandia inpartnership with Qtrade offers you the support and guidance of an Investment Advisor or the independence of online brokerage services allowing you to choose the service option that's most comfortable for you.

​Full Library of Wealth Services

With a full library of investment products and expert advice to help you make sense of them, let Wealth by Tandia help you build a financial plan tailored to your unique financial goals

​Market Leading Wealth Management Solutions

As Tandia’s wealth partner of choice, Qtrade facilitates market-leading wealth management solutions for members including a comprehensive line of investment products.

Award Winning Team

Benefit from our team of Investment Advisors that have the experience to navigate the markets for the best opportunities, always mindful of your specific portfolio requirements.

Financial planning specialties

Investment planning
Retirement planning
Tax and estate planning

Investment planning

What investment solutions should you choose? What are your cash flow needs, time horizon and desired level of risk and return? Are you better off with a TFSA or RRSP?  Beyond all of that, what tax considerations should be made? An Investment Advisor will work with you to explore these questions and create an investment strategy that makes the most of your money.

Retirement planning

Whether you’re preparing to retire in the next few years or it is still decades away, our Wealth Services professionals will sit down with you to devise a strategy that will see you achieve your chosen retirement lifestyle. Have a conversation about RRSPs and if they are worthwhile for participants of a defined benefit pension plan.  Take advantage of a consultation on options presented to you by OMERS, HOOPP or OTPP -- pension plans on which our Investment Advisors are very knowledgeable.  They can also help you determine the best time to apply for CPP, and how to use a Gratuity in your favour.

Tax and estate planning

It’s important to minimize taxes and preserve your assets, making sure to balance risk and reward along the way. Get expert tips and advice from an Investment Advisor for added peace of mind.

Mutual funds and related financial planning services are offered through Qtrade Asset Management Inc. and Credential Asset Management Inc. and Credential Asset Management Inc. 

Full Service Brokerage

At Tandia and through our partnership with Aviso Wealth, you have access to a full library of Wealth Services.  We are proud to be different from our competitors who may be interested in ‘selling’ you a specific product without taking into consideration your unique circumstances.  We want your finances to thrive, and with our partnership with Aviso Wealth, we can help your finances do just that.

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Since 1999, Aviso Wealth has been offering comprehensive, market leading wealth management solutions to credit unions across Canada. As Tandia’s partner of choice, Qtrade and Credential facilitates wealth management solutions for members including a comprehensive line of investment products.

These investments can be held within or outside of a registered plan, including US and Canadian equities, mutual funds, bonds and other fixed income instruments. This depth of product offerings allows you the choice of conservative to aggressive investment options and the perfect mix of return versus risk at any stage of your life.

Our award-winning team of highly qualified Investment Advisors and Mutual Funds Representatives are committed to gaining a complete understanding of your financial goals, evolving life circumstances and investment objectives, in order to proactively address both your financial needs and personal wealth plan.  Our team is also experienced with a wide variety of pension plans including OTPP and OMERS. 

While it’s hard to predict the future, that doesn’t mean you can’t be properly prepared for it. Your Investment Advisor and Mutual Funds Representative will help you determine a financial plan that matches your unique needs and objectives and will continue to support and guide you down the road ahead.

Mutual funds and other securities are offered through Qtrade Advisor, a division of Credential Qtrade Securities Inc. Mutual funds are offered through Qtrade Asset Management Inc. and Credential Asset Management Inc. 

​Put your future in good hands

It’s challenging to predict the future, but that doesn’t mean you can’t be prepared for it.  With a full library of investment products and expert advice to help make sense of them, Wealth by Tandia can help you build a financial plan that’s tailored to your unique financial goals and gets your money working for you. 

Whether you’re saving towards a field trip of your own, looking for your first home, planning your retirement or preparing to protect your estate, Wealth by Tandia can help you prepare for the road ahead.

Investment Advisor Services

Whether you need help planning for retirement strategies, understanding the retirement cash flow you can expect, planning or settling an estate or preparing for your child’s future, our Wealth Services in partnership with Qtrade Advisor will help you achieve and sustain your financial future.

Find out more about your Advisor:
visit IIROC AdvisorReport

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To ensure that this happens, an Investment Advisor will meet with you to put in place an investment strategy that meets your financial goals by gathering information about you and assessing your goals and learning what your present situation is so we can guide you into a successful financial future. 

Your Investment Advisor has the investment experience and expertise to navigate the markets on your behalf, and will seek the best possible investment opportunities from around the world, always mindful of your specific portfolio requirements.

Our members deserve and have come to expect our Investment Advisors to be trustworthy, honest, reliable, and to work hard for each and every member – to achieve what is possible in the best interest of the member. This makes us different from our competitors who may be interested in ‘selling’ you a specific product without considering your unique circumstances. We are different and we are proud of our success. We are here to help our members thrive.

Mutual funds and other securities are offered through Qtrade Advisor, a division of Credential Qtrade Securities Inc.

​Cathie Vaillancourt - ​​Serving James Street & Ancaster

Our Qtrade Investment Advisor for the James Street and Ancaster branches is Cathie Vaillancourt.  Working in the financial industry for over 30 years with many industry accolades, Cathie brings history and experience to the table to share with you to help formulate the best possible outcome for your individual/household finances.  With Cathie, it’s not about what to invest in, but a comprehensive plan on how to invest. 

As a member of our award-winning team of highly qualified investment professionals, Cathie’s approach to financial wellness and building wealth encompasses money management, financial planning, tax minimization and estate planning.  She will help you consider all the moving pieces that will lead to the achievement of your desired financial goals for you and your family.  Cathie can also assist self-incorporated professionals and business owners to manage their personal and business assets.

Mutual funds and other securities are offered through Qtrade Advisor, a division of Credential Qtrade Securities Inc.

Lisa Flannigan - Serving Burlington 

Our Qtrade Asset Management Mutual Funds Representative for the Burlington area is Lisa Flannigan.  Lisa has recently joined our award-winning team of highly qualified investment professionals as a Mutual Funds Representative and brings over 30 years of financial services experience including two decades in wealth management to the role.

Lisa has credentials from the Canadian Securities Institute and has held various qualifications in the industry.  She is committed to a high level of client contact and interaction in order to provide consistent client service and helping clients reach their financial goals.  Lisa will be happy to meet with you to discuss preserving and growing your investments. 

Mutual funds are offered through Qtrade Asset Management Inc.

Laurie Horan​​​ - Serving Mountain & Brantford

Our Qtrade Investment Advisor for the Mountain and Brantford branches is Laurie Horan.  Laurie has worked in the financial services industry for 18 years and has been with Tandia and Qtrade since 2010.  Laurie’s approach to service focuses on building strong relationships with the goal of educating and building wealth for her clients. 

As a member of our award-winning team of highly qualified investment professionals, Laurie is very knowledgeable about various pension plans including OTPP and OMERS and can assist you with any questions you may have.  She is always available to discuss your current situation or offer a second opinion.  Keep in mind that you do not need to be an employee of education to become a client and build your wealth or preserve what you have already built. 

Mutual funds and other securities are offered through Qtrade Advisor, a division of Credential Qtrade Securities Inc.

Nigel Smith - Serving Milton, Halton Hills, & Toronto

Our Qtrade Asset Management Mutual Funds Representative for the Milton, Halton Hills and Toronto areas is Nigel Smith.  Nigel has recently joined our award-winning team of highly qualified investment professionals and brings nearly ten years of financial services experience and a wealth of knowledge and expertise to the role in both investment advising and financial planning.

After completing an Advanced Diploma in Business Finance from Sheridan College, Nigel successfully completed the Certified Financial Planners designation. He is passionate about helping individuals reach their personal financial goals, and looks forward to the opportunity of working with members to assist in wise decision making as it relates to their financial well-being.

Mutual funds and related financial planning services are offered through Qtrade Asset Management Inc.

​It's easy to start building a better future.

For a better outlook on your financial future, book a no-cost obligation consultation with our Wealth Services team today or call 1.844.600.3586 or arrange to meet with an Investment Advisor now.

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