Variable interest rate that adjusts with Tandia's Prime.
Monthly, weekly, bi-weekly, whatever suits your schedule.
Pay a little more or in full with no interest penalty.
Competitive rates. | Flexible repayment options. |
All loans open to early repayment with no penalty. | Life and disability insurance available and recommended. |
Payment relief can be arranged during layoffs, strikes and leaves of absence (including parental).' | Special purpose' loans at great rates to meet your specific needs (i.e. computer, RRSP, education). |
Interest rates on our personal loans are annual rates and are calculated on the declining loan balance. |
Let’s face it – whether you lease or borrow-to-own a car, it’s an expensive undertaking, plain and simple. It’s not unusual to see a price-tag on a new car that’s as much as the cost of an average house only a generation ago. The low monthly payments advertised with car leases can be appealing, but there’s more to leasing a car than the payments. Anyone who is in the market for a new set of wheels should consider both the pro’s and con’s of leasing before ruling out borrowing-to-own.
You can apply online, in-person at your branch or by phone - call our Member Solutions Centre at 1.800.598.2891.
Just because you're short on cash right now doesn't mean you have to forfeit a financially healthy retirement. Contributing to your RRSP on a regular basis will help build a significant nest egg over time. Our RRSP loan offers one of the best rates available, and your first payment can be deferred until May, typically when you receive your income tax refund and can use it to pay down your loan.
You can apply online, in-person at your branch or by phone - call our Member Solutions Centre at 1.800.598.2891.
Using the equity in your home to secure this pre-approved line of credit (minimum $50,000) guarantees you one of the lowest rates available for credit. A companion MeritLine Account is your key to convenient access.
Interest is calculated daily on the outstanding principal and compounds monthly.
You can apply online, in-person at your branch or by phone - call our Member Solutions Centre at 1.800.598.2891.
A pre-approved line of credit means you may never have to apply for credit again. You can continuously borrow and repay up to your pre-determined limit. The companion AdvantageLine Account is your key to convenient access.
Interest is calculated daily on the outstanding principal and compounds monthly.
You can apply online, in-person at your branch or by phone - call our Member Solutions Centre at 1.800.598.2891.
A StudentLine Line of Credit is a flexible and convenient line of credit (and a one-time application) that allows the student to draw on funds as needed, up to a pre-determined limit, to help finance the cost of post-secondary education. It comes with a companion StudentLine Account which is your key to access.
Interest is calculated daily on the outstanding principal and compounds monthly.
You can apply online, in-person at your branch or by phone - call our Member Solutions Centre at 1.800.598.2891.
The annual percentage rate (APR) for secured lines-of-credit is variable and based on Tandia rate of Prime and is subject to change without notice. Legal and appraisal fees and insurance would increase the APR. Credit applications are subject to approval and conditions apply. Final rate will be determined according to Tandia's usual credit granting criteria.
We encourage you to get in
touch at any time, whether it’s with a question about our business or a comment
on how we might be able to better serve you. After all, at Tandia, your voice
is the most important one.
To report a lost or stolen MEMBER CARD® debit card during regular business hours, call 1.800.598.2891 after hours please call 1.888.277.1043.
Member of the Deposit Insurance Corporation of Ontario. ™ DirecTCU is a trademark of the Canadian Credit Union Association and is used under license. Tandia Financial Credit Union Limited operating as Tandia™