• Mortgages

The home you want.​
The flexibility you need.


​5-year closed high ratio fixed rate.  Learn more →

We fit you, not the other way around.

Here at Tandia, we pride ourselves on treating our members as unique individuals and now more than ever we are focused on the financial health of our members during these extraordinary times. We are ready to listen to your unique needs and circumstances and tailor a mortgage solution that flexes around you.

Featured Rates

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*O.A.C. Quoted rate is the regulatory Annual Percentage Rate if there is no cost of borrowing other than interest and is based on blended payments of principal and interest. Interest is calculated half-yearly, not in advance. A high ratio mortgage is applicable where a borrower places a down payment of less than 20% of the purchase price of a home. Some restrictions apply. Rates are subject to change without notice.

More about Tandia

Tandia Financial Credit Union is a cooperative financial institution with a vision to be the financial services provider of choice in the communities we serve. We partner alongside our members each and every day to help build financially healthy futures.

Anyone who lives in the province of Ontario is welcome to join.

Tandia's Mortgage Calculator

The Mortgage Affordability Calculator helps you to determine how much you can borrow. The Mortgage Payment Calculator estimates the amount of a mortgage payment and generates an amortization schedule for payments. The Mortgage Comparison Calculator establishes which mortgage product is right for you.

​You’re not just our customer, you’re a member and an owner 

​That means you can be confident that your unique needs come first. We understand that everyone is different, and we tailor solutions that are just right for you. Our values prove it.