Rates
Let us do the homework and
get you the best rates.

At Tandia we take pride in offering our Members great rates.
You work hard for your money and deserve nothing less.

Let us do the homework and
get you the best rates.
4-Year Non-Redeemable GIC
RRSP / TFSA Eligible
5-Year Non-Redeemable GIC
RRSP / TFSA Eligible
3-Year High Ratio
Mortgage Special
(APR 3.90%)
For more information about Tandia's interest rates, visit your branch, call our
Member Solutions Centre: 1-800-598-2891 or contact us.
Rates are subject to change at any time without notice.
*O.A.C., additional premiums may apply in cases of a refinance, extended amortizations, non-owner occupied, or other instances where application details may warrant it. Legal and appraisal fees may apply. Interest is calculated half-yearly, not in advance. Rate is product-specific and subject to change without notice. Some conditions apply. A high ratio mortgage is applicable where a borrower places a down payment of less than 20% of the purchase price of a home and requires mortgage default insurance. The Annual Percentage Rate (APR) is based on a $200,000 mortgage, 25 year amortization, for the applicable term assuming monthly payments and a property valuation fee of $350. If no fees are charged, the Annual Percentage Rate (APR) is the same as the interest rate displayed.

Whether you're looking to pay off your mortgage faster, need more flexibility or are just starting to shop around - we've got great rates that fit your needs.
Have questions or need more information about Tandia's interest rates, visit your branch, call our
Member Solutions Centre: 1-800-598-2891 or contact us.

Make the move to a locally sourced mortgage from Tandia and enjoy a great rate too. For a limited time, take advantage of our special offer: A 5-year Closed Fixed High Ratio Mortgage at 3.89%*. Choosing Tandia for your mortgage means more than just a competitive rate; it means choosing a homegrown option that you’ll be proud of.
*O.A.C., additional premiums may apply in cases of a refinance, extended amortizations, non-owner occupied, or other instances where application details may warrant it. Legal and appraisal fees may apply. Interest is calculated half-yearly, not in advance. Rates are product-specific and subject to change without notice. Some restrictions apply. These Annual Percentage Rates may only apply if there is no cost of borrowing other than interest and is based on blended payments of principal and interest. A high ratio mortgage is applicable where a borrower places a down payment of less than 20% of the purchase price of a home.

Whether you're looking to invest, borrow or save, Tandia provides personal and customized access to daily banking, financial products and wealth management services. We are here to help you achieve your financial goals.

At Tandia we have a range of investment products that can help you reach your financial goals. We have a full complement of traditional investment products that can be held within or outside of a registered plan.
No matter what stage of life you are in or how much money you have to invest - we are here to work with you and help your savings grow.

Get ready for a unique experience.
We believe in providing better service, exceptional rates and a cooperative business model that puts our members first, not just profits. At Tandia, you’ll be treated as an individual, not a number – you're our friend and neighbour from down the street.


Our representatives are ready-when-you-are to help with investment questions, advice and solutions. We can meet you where and how you want to meet. We are available by email, by phone, in person, or by video conferencing.
Get in touch with us at any time, whether it’s a question about our services or a comment on how we can do things better. Your voice is number one at Tandia.
To report a lost or stolen MEMBER CARD® debit card during regular business hours, call 1-800-598-2891 after hours please call 1-888-277-1043.