Extra Cash, Right When You Need It

Looking for a mortgage that offers some flexibility and breathing room during your home purchase? Tandia is pleased to offer Cash Back Mortgages, which are a versatile option allowing you to receive a lump sum of cash at the time your mortgage is advanced.

Available on the 5-Year Closed Fixed High Ratio* and a 5-Year Closed Fixed* mortgage terms at competitive rates*, we have options to suit your needs and start your home purchase off with some extra money in your pocket.

Whether you’re a first-time buyer needing some cash for closing costs or looking for a financial boost, a Cash Back Mortgage provides convenience and cash flow for when you need it most.

* Cash Back Mortgage rates are at a premium over standard rates, contact us for details and pricing. Cash back amount is 1% of the mortgage balance on new purchases or transfer-ins up to a maximum cash value of $5,000. O.A.C., additional premiums may apply in cases of a refinance, extended amortizations, non-owner occupied, or other instances where application details may warrant it. Legal and appraisal fees may apply. Interest is calculated half-yearly, not in advance. Rate is product-specific and subject to change without notice. Some conditions apply. This Annual Percentage Rate may only apply if there is no cost of borrowing other than interest and is based on blended payments of principal and interest. A high ratio mortgage is applicable where a borrower places a down payment of less than 20% of the purchase price of a home and requires mortgage default insurance.