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Kick back and watch your money grow.

A Guaranteed Investment Certificate (GIC) from Tandia is a smart choice when looking for a low-risk opportunity to grow your savings. With guaranteed growth and a competitive rate, you can feel secure about your financial future.

Whether your goal is an upcoming expense or long-term security, GICs offer a dependable way to grow your savings. With guaranteed returns, you can relax with peace of mind, knowing your money and your future are well protected.


Interested in other savings products or accounts?

Tandia is pleased to offer members a wide range of market-competitive fixed rate GICs (Guaranteed Investment Certificates) with terms from 30 days to 5 years, along with other options for your hard-earned savings. Visit the link below for current rates. 


What is a GIC?

Guaranteed Investment Certificates (GIC's) and term deposits are secured investments. This means that you get back the amount you invest at the end of your term. The key difference between a GIC and a term deposit is the length of the term. Term deposits generally have shorter terms than GIC's.

How do I open a GIC?

Opening a GIC is easy with Tandia! Make an appointment to meet with us by phone, online or in person, or you can open online. We’d love to help you get started.

Can I open a GIC online?

With Tandia, yes you can! To get started and open a GIC, visit HERE.

What if I need my money before my GIC matures?

With cashable or redeemable GICs you can take out your cash early, before the maturity date, without paying a penalty. Non-redeemable GICs often offer a greater return, but do incur a penalty if funds are withdrawn before the maturity date.

Is a GIC the right choice for me?

A GIC, or Guaranteed Investment Certificate, is a great choice for adults of any age who want a low risk, secure investment vehicle for their hard-earned savings. Peace of mind is a wonderful thing – know what to expect, and what you’ll receive at the end of your investment term and feel good about saving for the future.

Are GIC's safe places to put your money?

Yes, GIC's are considered to be extremely safe. They are classified as low risk investments. GIC's often payout less amounts than other types of investments. However this is quickly changing with interest rates on the rise. Having a GIC provides you the ability to earn a decent return over a relatively short period of time without any risk of losing your money.

Can I hold GICs in a registered plan?

Yes, you can! A GIC can be held in a variety of registered investment plan types, such as RRSPs, TFSAs and FHSAs. This provides you with an opportunity to earn in a way that suits your life and goals.

Who should open a GIC?

A GIC is a great option for anyone who wants safety and stability, and a reliable return on their hard-earned investment. At any stage in your adult life, earn more interest to help with your savings goals – like saving up for a vacation, vehicle or home renovation – and make your dreams a reality faster. It’s easy to get started, reach out to us today.


Saving is Financial Self-Care:
Invest in a GIC

In a time when the world feels uncertain and more complicated than ever, self-care and finding balance should be a goal for everyone. When it comes to saving for the future, and putting money aside for a rainy day, it can be difficult to know where to start. It doesn’t have to be complicated however, and sometimes taking the first step simply means learning a bit more about the savings tools available to you – and this includes Guaranteed Investment Certificates (GICs).

GICs
Where Safe Meets Smart

Its no secret that the economy has left us all feeling a bit uneasy. It may be hard to visualize a great option for your savings right now. But worry not, we’ve got the solution! Tandia GICs are safe and secure, and offer a great (and guaranteed!) return. No matter your age or stage of life, feel confident that you’re making a wise move for your money with a Tandia GIC.


Investing in Yourself:
Level Up Your Finances with An Advisor

Want to start saving for your future but don’t know where to start? Feel like you need a crystal ball to make wise financial decisions? Working with an advisor isn’t just for the rich and famous – their advice is something everyone can benefit from! Think of an investment advisor as your own personal money guru – a trusted resource for information you can use to make wise choices with your investments. 


Let's get started

Get started now!

Contact us or call our Member Solutions Centre at
1-800-598-2891 to arrange your investment today.

At Tandia, we believe that financial institutions should be accountable to the people they serve. We believe that there’s more than one way to measure success. We believe that our profits should have a positive financial, social and environmental impact on communities.

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Credit unions are among the country’s soundest financial institutions. At credit unions your deposits are safe and protected.

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Find out more about our current project and programs.

 

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Whether you're looking to invest, borrow or save, Tandia provides personal and customized access to daily banking, financial products and wealth management services. We are here to help you achieve your financial goals.

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