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Wealth by Tandia

Let Wealth by Tandia help you curate a long-term financial plan and investment portfolio that measures up to your unique financial goals. Whether you’re saving for the future, preparing to buy your first home, or thinking about protecting your estate, our range of Wealth Services can help you achieve the level of financial comfort you aspire to.

Tandia - Financial Planning

Financial planning is the process of setting financial goals, creating a budget, and developing a plan to achieve those goals. There are numerous benefits to financial planning, including the ability to manage debt, save for retirement, and build wealth. Financial planning can help individuals and families create a roadmap for their financial future, allowing them to make informed decisions about their money and achieve their long-term goals.

Overall, financial planning is an important tool for achieving financial success and security, and can help individuals and families create a brighter financial future.

Tandia - Retirement Planning

Whether you’re preparing to retire in the next few years or it is still decades away, a qualified Investment Advisor can sit down with you to devise a strategy that will see you achieve your chosen retirement lifestyle. Have a conversation about RRSPs and if they make sense for participants of a defined benefit pension plan.

Take advantage of a consultation on options presented to you by OMERS, HOOPP or OTPP -- pension plans on which our Investment Advisors are very knowledgeable.  They can also help you determine the best time to apply for CPP, and how to use a Gratuity in your favour. People are living longer and the cost of living isn't getting cheaper.

Retirement planning is an important step towards achieving financial security and independence during the golden years, and can provide peace of mind knowing that your financial future is well taken care of.

Tandia - Financial Planning

Tax and estate planning are closely intertwined, as proper estate planning can help minimize the amount of taxes owed on your estate after your death. One of the main goals of estate planning is to transfer assets to your beneficiaries in the most tax-efficient manner possible.

There are various strategies that can be employed to achieve this goal, such as setting up trusts, making gifts, and taking advantage of estate tax exemptions. Proper tax planning can help ensure that your beneficiaries receive the maximum benefit from your estate while minimizing the tax burden.

Meet our Wealth Services Team

Our Investment Advisors and Mutual Fund Representatives with Aviso Wealth, a division of Aviso Financial Inc., have the investment experience and expertise to navigate the markets on your behalf and will seek the best possible investment opportunities from around the world, always mindful of your unique portfolio requirements.​

Khush Dhaliwal - Tandia Wealth Advisor

Khush Dhaliwal

Investment Advisor,
Aviso Wealth, a division of Aviso Financial Inc.
Serving Toronto and Hamilton

khush.dhaliwal@tandia.com
1-800-598-2891 ext. 1122

 

Our Aviso Wealth Advisor for the greater Toronto and Hamilton areas is Khush Dhaliwal. Khush has over a decade of experience in the financial services industry and is committed to making a positive impact on the lives of his clients by helping them plan for their future with confidence. Khush’s philosophy focuses on the preservation of capital and a commitment to risk-adjusted growth over time, with an emphasis on educating the investor and providing clarity. Khush works alongside clients to develop a customized, holistic wealth plan that is just right for them, their family and their lifestyle.

Find out more about your Advisor: visit CIRO AdvisorReport

Cathy Vaillancourt Tandia Wealth Advisor

Cathie Vaillancourt

Investment Advisor,
Aviso Wealth, a division of Aviso Financial Inc.
Serving Ancaster & Hamilton

cathie.vaillancourt@tandia.com
1-800-598-2891 ext. 1171

 

Our Aviso Wealth Investment Advisor Cathie Vaillancourt is a seasoned professional. Working in the financial industry for over 30 years with many industry accolades. Cathie is a member of our top notch investment professionals, her approach to financial wellness encompasses money management, tax minimization and estate planning. She will help you consider all the moving pieces that will lead to the achievement of your desired financial goals. Cathie can also assist self-incorporated professionals and business owners to manage their personal and business assets.

Find out more about your Advisor: visit CIRO AdvisorReport

Lisa Flannigan - Tandia Wealth Advisor

Lisa Flannigan

Mutual Funds Representative,
Aviso Wealth, a division of Aviso Financial Inc.
Serving Burlington

lisa.flannigan@tandia.com
1-800-598-2891 ext. 1834

 

Our Aviso Wealth Mutual Funds Representative for the Burlington area is Lisa Flannigan. Lisa brings over 30 years of financial services experience, including two decades in wealth management, to the role. Lisa has credentials from the Canadian Securities Institute and has held various qualifications in the industry, and she brings a wealth of experience and expertise to the role. She is committed to a high level of contact and interaction to provide consistent service while helping clients reach their unique financial goals.

 

Derek Valchuk

Investment Advisor,
Aviso Wealth, a division of Aviso Financial Inc.
Serving Ancaster and Brantford

derek.valchuk@tandia.com
1-800-598-2891 ext. 1315

 

Our Aviso Wealth Advisor for the Ancaster and Brantford areas is Derek Valchuk. Derek has been with Tandia for 8 years and is knowledgeable, experienced, and detail oriented. His educational background includes Mohawk College (Business – Financial Services). Derek enjoys helping clients navigate the world of investing and assisting them in achieving their unique goals. His expertise lies in helping clients to plan for a healthy financial future and providing clarity around their investment options by providing customized advice that fits their lifestyle.

Find out more about your Advisor: ​​visit CIRO AdvisorReport

Nigel Smith - Tandia Wealth Advisor

Nigel Smith, CFP®

Mutual Funds Representative
Aviso Wealth, a division of Aviso Financial Inc.
Serving Milton and Halton Hills

nigel.smith@tandia.com
1-800-598-2891 ext. 1503

 

Our Aviso Wealth Mutual Funds Representative for the Milton and Halton Hills areas is Nigel Smith. Nigel brings over a decade of financial services and investment advising experience to the role. After completing an Advanced Diploma in Business Finance from Sheridan College, Nigel successfully completed the Certified Financial Planners designation. He is passionate about helping individuals reach their personal financial goals and enjoys assisting members in wise decision making as it relates to their financial well-being.

 

Put your future in
good hands

It’s challenging to predict the future, but that doesn’t mean you can’t be prepared for it. With a full library of investment products and expert advice to help make sense of them, Wealth by Tandia can help you build a financial plan that’s tailored to your unique financial goals and gets your money working for you.

Whether you’re saving towards a field trip of your own, looking for your first home, planning your retirement or preparing to protect your estate, Wealth by Tandia can help you prepare for the road ahead.

We are here to help. 

1-844-600-3586
Monday - Friday, 9 am - 5 pm

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.  Please read the prospectus before investing.  Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated.


Tandia Investment Shares

Invest in Tandia shares

Class B Investment Shares are an investment in the capital of Tandia Financial Credit Union. Tandia Investment Shares have historically had a high rate of return with annual dividends being paid to shareholders. They are a safe, secure investment that is not impacted by market volatility.

Your investment helps make Tandia stronger and offers you peace of mind knowing that we are committed to our community and members.

Stay up-to-date with latest market insights and advisor reports. With our regular market updates, you can stay ahead of the curve and make the most of your investments. Reading industry-specific reports from trusted advisors can give you a better understanding of the market, helping you make better decisions to maximize your returns.

 

Giving back generously to our community to make a positive financial, social and environmental impact is an important part of what Tandia stands for. 

 

Tandia has specialized investment products and services that are customized and tailored for business clients. This includes accounts for community and non-profit organizations. Let us help you grow.

 

 
 

A New Wealth Desk

A Wealth Desk representative is available to you from Monday through Friday, 9 am to 5 pm. You can expect an answer to your question right away or to have a convenient telephone or secure video conference appointment arranged for more in-depth discussions, portfolio reviews or even a second opinion. Plus with our e-Sign capabilities, any transaction can be completed without the need to visit a branch. We’re ready when you are.

1-844-600-3586 | Monday - Friday, 9 am - 5 pm
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