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Get ready for a unique experience

We believe in providing better service, exceptional rates and a co-operative business model that puts our members first, not just profits. At Tandia, you’ll be treated as an individual, not a number – you're our friend and neighbour from down the street.

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Become an owner

Your $25 Member Shares deposit gets you started.

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Have a say

Participate in our AGM and vote online for the Board of Directors

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Invest in Tandia

From time to time, Tandia issues an Investment Share Offering

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​Investing in Community

You’ll see our staff volunteering throughout the year at over 90 organizations through event sponsorships, activities and charitable causes.
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​Investing in Education

Tandia is proud to support the educational community. From our Strive for Success Program to our Financial Literacy programs.

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​Investing in you

Count on us to provide you with personalized solutions that are as unique as you.

Member benefits


We are a co-operative, not a corporation. Our goal is to grow, be successful and make money for our members ... yes, we think that’s ok, when its re-invested into better rates and services for our members and shared in the local community.


We are local and friendly. Tandia is unique to southern Ontario and we are very connected to our cities, towns and neighbourhoods. It allows us to be more flexible and responsive to our members and means we really care about your business.

Better rates

We offer the great rates. We know there’s lots of competition out there for your business. Tandia by its very co-operative nature is driven to maintain competitive rates and fair service fees. You can always count on us to deliver you the best products at the best rates.


We are community focused. We believe that our success should have a positive financial, social and environmental impact on the communities in which we live and work. We work hard to demonstrate our commitment each and every day.

Your share of democratic ownership

​A fundamental operating principle of all Credit Unions is democratic ownership and it clearly sets us apart from other financial institutions. When you open an account at Tandia for personal, business or organization purposes, you are asked to make a one-time $25 Member Shares deposit to formally acquire your membership rights and privileges.

Your Member Shares entitle you to use all of the services of the Credit Union and have a vote on major issues placed before the Membership including the election of our Board of Directors.  Member Shares are not a fee; they represent your share of democratic ownership in Tandia. Should you ever decide to leave, your Member Shares would be returned to you.

Member Shares are always listed as the first account in your regular statements and in your Account Summary in online and mobile banking. Every member will have Member Shares held in their own Member Shares account; even in the case of joint memberships, each member will have their own designated Member Shares account. To learn more about Credit Unions click here.

The Member Shares requirement for members under the age of 18 is $5.00.

Tandia members shares
Tandia Applying is easy

Applying for membership online is easy.

To apply online all you need is: 

  • Personal Information: Social Insurance Number (SIN), employment information, and contact details
  • Existing bank account information or identity verification in the form of a recent bank statement, a utility bill or credit card statement

To apply online you must be a resident of Ontario and over 18 years of age. If you don't have time to complete your application today, you can save and return to it later. If you need assistance at any time, please call our Member Solutions Centre at 1-800-598-2891.

Want to apply for a membership in person? We are here to help, you can visit a branch and/or book a meeting with us.

Tandia - Why the fingerprint?

Why the fingerprint?

Am I unique? We are here to tell you that yes you are and so are your finances! You may or may not have noticed a lot of our branding uses a fingerprint image. Well, that’s because we know how unique you truly are, and we want to make sure we treat your finances the same way.

Each person’s fingerprints are unique and at Tandia we realize your financial picture is as well. We want to celebrate your uniqueness and ensure we find the perfect fit of products and services that work for you.   

At Tandia, we believe that financial institutions should be accountable to the people they serve. We believe that there’s more than one way to measure success. We believe that our profits should have a positive financial, social and environmental impact on communities.

We understand that everyone is different, and we work hard to tailor solutions that are right for you.

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Whether you’re saving for the future, preparing to buy your first home, or planning and protecting your estate, Tandia's suite of Wealth Service options can help you build a portfolio that’s tailored to your unique financial goals.

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Listen to our weekly Podcast that answers all your burning questions about money. We’re here to make money more relatable, with take-action tips to help you create the life you want. We will help you tackle those financial problems, look at your goals and help you define your financial journey. Start listening!

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Good things happen when we share

Help us spread the word about Tandia to your family, friends and co-workers and we’ll reward both you and the person you refer with $25 cash*.
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