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​Becoming a member means becoming an owner

At Tandia, you’re so much more than just a customer and you can be confident that your unique needs come first. We understand that everyone is different and we will tailor financial solutions that are just right for you

Get ready for a unique experience

We believe in better service, exceptional rates and a cooperative business model that recognizes that it’s about people, not just profits. At Tandia, you’ll be treated as an individual, not a number – like a neighbour from down the street. You’re unique and that matters most to us.

Become an owner

Your $25 Member Shares deposit gets you started.

Have a say

Participate in our AGM and vote online for the Board of Directors             

Invest in Tandia

From time to time, Tandia issues an Investment Share Offering

Member benefits

Co-operative
Local
Better rates
Community

A co-operative, not a corporation

Our goal is to grow, be successful and make money for our members ... yes, we think that’s ok, when it’s re-invested in a better rates and services for our members and shared in the local community.

Local and friendly

Tandia is unique to southern Ontario and we are very connected to our cities, towns and neighbourhoods. It allows us to be more flexible and responsive to our members and means we really care about your business.

Better rates

There’s no doubt about it – there’s lots of competition out there. Tandia by its very co-operative nature is driven to maintain competitive rates and fair service fees, you can always count on it. 

Community focused

We believe that our success should have a positive financial, social and environmental impact on the communities in which we live and work. Actions speak louder than words and you’ll see that we work hard to demonstrate our commitment each and every day.

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​Your share of democratic ownership

​A fundamental operating principle of all Credit Unions is democratic ownership and it clearly sets us apart from other financial institutions. When you open an account at Tandia for personal, business or organization purposes, you are asked to make a one-time $25 Member Shares deposit to formally acquire your membership rights and privileges.
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Your Member Shares entitle you to use all of the services of the Credit Union and have a vote on major issues placed before the Membership including the election of our Board of Directors.  Member Shares are not a fee; they represent your share of democratic ownership in Tandia. Should you ever decide to leave, your Member Shares would be returned to you.

Member Shares are always listed as the first account in your regular statements and in your Account Summary in online and mobile banking. Every member will have Member Shares held in their own Member Shares account; even in the case of joint memberships, each member will have their own designated Member Shares account.

The Member Shares requirement for members under the age of 18 is $5.00.

Learn more about Tandia

​Investing in education

Tandia is proud to support the educational community. From our Strive for Success Program to our Financial Literacy programs.

​Investing in community

You’ll see our staff volunteering throughout the year at over 90 organizations though event sponsorships, activities and charitable causes.

​Investing in you

Count on us to provide you with personalized solutions that are as unique as you.

Apply online

Applying for membership online is easy. All you need is:

  • Between 5 to 20 minutes to complete
  • Your SIN, Date of Birth, Employment Information 
  • Joint Applicant Information, if applicable 
  • If you don't have time to complete your application today, you can save and return to it later.     

Please note that a $25 Member Shares deposit is required for new members. The Member Shares requirement for members under the age of 18 is $5.00.

If you need assistance at any time, please call our Member Solution Centre at 1.800.598.2891​Returning to complete a saved application?  →

Good things happen when we share

Help us spread the word about Tandia to your family, friends and co-workers and we’ll reward both you and the person you refer with $25 cash*. 

Member Referral

We are here for you

We encourage you to get in touch at any time, whether it’s with a question about our business or a comment on how we might be able to better serve you. After all, at Tandia, your voice is the most important one.

1.800.598.2891

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To report a lost or stolen MEMBER CARD® debit card during regular business hours, call 1.800.598.2891 after hours please call 1.888.277.1043.


Member of the Deposit Insurance Corporation of Ontario. ™ DirecTCU is a trademark of the Canadian Credit Union Association and is used under license. Tandia Financial Credit Union Limited operating as Tandia™

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