Become an owner
Your $25 Member Shares deposit gets you started.
At Tandia, you’re not just a customer, you’re a member and an owner.
We believe in providing better service, exceptional rates and a cooperative business model that is all about our members, not just profits. At Tandia, you’ll be treated as an individual, not a number – like a neighbour from down the street. You’re unique and that matters most to us. That means you can be confident that your unique needs come first. We understand that everyone is different, and we will tailor solutions that are just right for you!
A fundamental operating principle of all Credit Unions is democratic ownership and it clearly sets us apart from other financial institutions. When you open an account at Tandia for personal, business or organization purposes, you are asked to make a one-time $25 Member Shares deposit to formally acquire your membership rights and privileges.
Your Member Shares entitle you to use all of the services of the Credit Union and have a vote on major issues placed before the Membership including the election of our Board of Directors. Member Shares are not a fee; they represent your share of democratic ownership in Tandia. Should you ever decide to leave, your Member Shares would be returned to you.
Member Shares are always listed as the first account in your regular statements and in your Account Summary in online and mobile banking. Every member will have Member Shares held in their own Member Shares account; even in the case of joint memberships, each member will have their own designated Member Shares account.
The Member Shares requirement for members under the age of 18 is $5.00.
Our goal is to grow, be successful and make money for our members ... yes, we think that’s ok, when it’s re-invested in a better rates and services for our members and shared in the local community.
Tandia is unique to southern Ontario and we are very connected to our cities, towns and neighbourhoods. It allows us to be more flexible and responsive to our members and means we really care about your business.
There’s no doubt about it – there’s lots of competition out there. Tandia by its very co-operative nature is driven to maintain competitive rates and fair service fees, you can always count on it.
We believe that our success should have a positive financial, social and environmental impact on the communities in which we live and work. Actions speak louder than words and you’ll see that we work hard to demonstrate our commitment each and every day.