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​Invest confidently

If you’re wondering if mutual funds meet your financial requirements, consider the many benefits they have to offer you as an investor. Basically, a mutual fund is a collection of individual securities, such as stocks and bonds. Picture a company that brings a group of people together then invests the group’s money in stocks, bonds and other securities. When you invest in mutual funds, you own a part of the holdings of the fund.

After gaining an understanding of your risk tolerance, ranging from conservative to aggressive, our qualified Qtrade Advisors, Qtrade Asset Management and Credential Asset Management Inc. will help you determine how mutual funds can fit into your investment portfolio. We can suggest a range of options to match your investor profile and suit your investment strategy, whatever your goals.


Professional Management

Mutual funds provide full-time, high quality professional management services by pooling the resources of many hundreds of investors. The ability of the managers to select profitable investments and to sell those likely to decline in value is a key factor for the mutual fund to earn money for the investors. Investment opportunities are abundant and complex. Fund managers are expected to know what is available, the risks and gains possible, the cost of acquiring and selling the investments, and the laws and regulations in the industry.

Diversity
Diversity

Diversity is a critically important part of a strong portfolio. Mutual funds are made up of many different securities (for example, stocks and bonds). By diversifying your holdings, you’re not putting all of your money in one place which helps reduce your overall risk.

 

Liquidity
Liquidity

Liquidity is another major benefit of mutual funds. You can purchase most mutual funds or cash them in with limited penalties (if any) on relatively short notice. This means if you need to access your money quickly you can. Mutual funds come with a flexibility that can bring peace of mind.


Easy Monitoring
Easy Monitoring

Through our partnership with Qtrade Advisor, you’ll receive monthly or quarterly statements that summarize your mutual fund portfolio. You can also set up a consolidated online view of your finances through AccountPlus™, an online banking feature that provides a consolidated view of your accounts.

 

Accessible
Accessibility

For the average investor, creating a well-balanced portfolio of individual securities can be very expensive. Incorporating mutual funds into your portfolio opens up many opportunities since you can participate in a wide array of investments that you may not be able to as an individual.

 


Tandia Partnerships

Partnerships

Mutual funds are available to our members through our partnership with Qtrade Advisor, Qtrade Asset Management and Credential Asset Management Inc. Choose from an unlimited selection of top quality mutual funds with trusted names like Fidelity, Invesco, Franklin Templeton, and NEI Investments - a leading provider of Canada's largest and most diversified range of Responsible Investment (RI) solutions, mutual funds and investment portfolios.

Mutual funds are offered through Credential Asset Management Inc. and Qtrade Asset Management (a tradename of Credential Asset Management Inc). Mutual funds and other securities are offered through Qtrade Advisor, a division of Credential Qtrade Securities Inc. Credential Asset Management Inc., Credential Qtrade Securities Inc. and Northwest & Ethical Investments L.P. are wholly owned subsidiaries of Aviso Wealth Inc.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

Tandia has specialized investment products and services that are customized and tailored for business clients. This includes accounts for community and non-profit organizations. Let us help you grow.

 

Tandia Investment Shares

Tandia Investment Shares are an exclusive investment opportunity only available to our members. These shares offer members the potential to realize an excellent rate of return while helping build the Credit Union’s capital base for future growth.

 

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We will help you tackle those financial problems, look at your goals and help you define your financial journey. Start listening!

 

 

Meet with a financial expert

Our representatives are ready-when-you-are to help with investment questions, advice and solutions. We can meet you where and how you want to meet. We are available by email, by phone, in person, or by video conferencing.
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