If you’re wondering if mutual funds meet your financial requirements, consider the many benefits they have to offer you as an investor. Basically, a mutual fund is a collection of individual securities, such as stocks and bonds. Picture a company that brings a group of people together then invests the group’s money in stocks, bonds and other securities. When you invest in mutual funds, you own a part of the holdings of the fund.
After gaining an understanding of your risk tolerance, ranging from conservative to aggressive, our qualified Aviso Wealth advisors will help you determine how mutual funds can fit into your investment portfolio. We can suggest a range of options to match your investor profile and suit your investment strategy, whatever your goals.
Mutual funds provide full-time, high quality professional management services by pooling the resources of many hundreds of investors. The ability of the managers to select profitable investments and to sell those likely to decline in value is a key factor for the mutual fund to earn money for the investors. Investment opportunities are abundant and complex. Fund managers are expected to know what is available, the risks and gains possible, the cost of acquiring and selling the investments, and the laws and regulations in the industry.
Diversity is a critically important part of a strong portfolio. Mutual funds are made up of many different securities (for example, stocks and bonds). By diversifying your holdings, you’re not putting all of your money in one place which helps reduce your overall risk.
Liquidity is another major benefit of mutual funds. You can purchase most mutual funds or cash them in with limited penalties (if any) on relatively short notice. This means if you need to access your money quickly you can. Mutual funds come with a flexibility that can bring peace of mind.
Through our partnership with Aviso Wealth, a division of Aviso Financial, you’ll receive monthly or quarterly statements that summarize your mutual fund portfolio. You can also set up online viewing of your finances through AccountPlus™, an online banking feature that provides a consolidated view of your accounts.
For the average investor, creating a well-balanced portfolio of individual securities can be very expensive. Incorporating mutual funds into your portfolio opens up many opportunities since you can participate in a wide array of investments that you may not be able to as an individual.
Mutual funds and other securities are available to our members through our partnership with Aviso Wealth, a division of Aviso Financial Inc. Choose from an unlimited selection of top quality mutual funds with trusted names like Fidelity, Invesco, Franklin Templeton, and NEI Investments - a leading provider of Canada's largest and most diversified range of Responsible Investment (RI) solutions, mutual funds and investment portfolios.
Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing.
Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated.
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Tandia Investment Shares are an exclusive investment opportunity only available to our members. These shares offer members the potential to realize an excellent rate of return while helping build the Credit Union’s capital base for future growth.
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