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Savings Accounts

Savings Accounts

Account options for all your savings needs.
Open an account in under 10 minutes.

​Grow your savings

​A savings account is an essential tool for wise money management and a natural companion for your personal chequing plan.  It's a place to accumulate funds to help you achieve your savings goal.


Opening an account online is easy and takes less than 10 minutes or book an appointment to meet with us and start saving.


Flexible banking options

Enjoy these great benefits with your account:


5200+ ding-free ATM's

In Branch or Online Banking

Easy to use Mobile App

Deposit from Anywhere

Daily Interest

Round Up Savings Options

Smart Savings


Our Smart Savings Account offers more than high interest. With tiered interest rates, you earn more on every dollar as you invest more.

Key Features
  • Unlimited free online account transfers
  • Three interest tiers: Up to $4,999, $5,000 - $49,000 and $50,000+
  • Interest is calculated on the closing daily balance and paid monthly

Tiered Interest Savings


This is an ideal basic savings account to accumulate funds for your savings goals. It offers competitive daily interest with escalating rates as your balance increases.

Key Features
  • Accessible through the ding-free Network and Interac® Direct Payment
  • Interest is paid monthly, calculated on the closing daily balance with the following tiers:
    Up to $4,999; $5,000 - $9,999; $10,000 - $24,999; $25,000 - $59999; Portion $60,000 + : a premium rate is paid

US Daily Savings Account


Travelling to the United States? Whether you’re saving for your next trip or have money left over from the last, here’s a handy tiered interest account for maintaining your US cash until needed.

Key Features
  • Save on exchange by purchasing US dollars when rates are favourable.

  • Transfer US funds online to another US account or to your CDN accounts, or transfer CDN funds into your US account.

  • Competitive Interest is calculated on the closing daily balance and paid monthly with two tiers: Up to $3000, portion $3,000 +. 

YouthSavers Account - Ages 5 to 11


Young members earn a premium daily interest savings rate, and are encouraged to save money and begin building financial responsibility.

Key Features
  • YouthSavers Bonus Points Card: Earn a stamp for every $10 deposit and when the card is full (after $200 in deposits), receive a $5 bonus to your account (limits apply)

  • Term Deposits are available with a lower minimum deposit of $100

  • Interest is calculated on the closing daily balance and paid monthly

YouthSavers Account - Ages 12 to 17


The YouthSavers program is designed to grow with young members. Starting at age 12 and with parent/guardian consent, YouthSavers members can take advantage of full every-day banking services.

Key Features
  • A Member Card® debit card

  • Fee-free Limitless Student Plan for everyday banking transactions

  • Online Banking and Mobile App access

  • Interest is calculated on the closing daily balance and paid monthly

Evest Account

SAVE BIG with our eVest account

Save your money and never go to a branch with our eVest accounts. 

Can't get to a branch? We have a big interest in helping you save and are pleased to offer our exclusively online investment savings account called 'eVest', with a market-friendly 'everyday' rate on every dollar.

The eVest account is also TFSA and RRSP eligible. Current members with online banking access can self-open an eVest Account from any desktop PC: log in and from the left menu, select Account Services - Open a New Account/Savings Accounts and click 'eVest Account' - it's that easy!

Apply Now

Visit our Service Fees page for disclosure of all applicable fees.

At Tandia Financial Credit Union, eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA)​​.

Mobile Banking App


​Take Tandia with you everywhere you go with our light, agile and newly updated mobile app. The new Tandia™ Mobile app takes mobile banking to the next level of fast, spacious and easy navigation on your smaller-screen devices. Whenever or wherever, you can.


Learn More


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Advice you can trust

Whether you’re saving for the future, preparing to buy your first home, or planning and protecting your estate. Tandia's suite of Wealth Service options can help you build a portfolio that’s tailored to your unique financial goals.


Learn More


Savings Calculators

Math made easy!

Our financial calculators are easy to work with tools - specifically designed to help you understand your savings, mortgages and loan expenses.


Learn More


Tandia Credit Card

Credit & Debit Cards

Whether you like to pay with a credit or debit card Tandia is here for you. We offer an outstanding suite of cards with competitive features and some very unique benefits and advantages.


Good things happen when we share

Help us spread the word about Tandia to your family, friends and co-workers and we’ll reward both you and the person you refer with $25 cash*.