A Range of Interest Options
Daily, Tiered, High-interest & More
Tandia has practical account options for your savings needs, all paying competitive rates of interest.
Daily, Tiered, High-interest & More
Flexible Access Options
Largest National Network
Build Your Savings with Every Purchase
A savings account is an essential tool for wise money management and a natural companion for your personal chequing plan. It's a place to accumulate funds to help you achieve your savings goal.
Our Smart Savings Account offers more than high interest. With tiered interest rates, you earn more on every dollar as you invest more.
This is an ideal basic savings account to accumulate funds for your savings goals. It offers competitive daily interest with escalating rates as your balance increases.
Travelling to the United States? Whether you’re saving for your next trip or have money left over from the last, here’s a handy tiered interest account for maintaining your US cash until needed.
Save on exchange by purchasing US dollars when rates are favourable.
Transfer US funds online to another US account or to your CDN accounts, or transfer CDN funds into your US account.
Competitive Interest is calculated on the closing daily balance and paid monthly with two tiers: <$3,000, portion $3,000 +.
Young members earn a premium daily interest savings rate, and are encouraged to save money and begin building financial responsibility.
YouthSavers Bonus Points Card: Earn a stamp for every $10 deposit and when the card is full (after $200 in deposits), receive a $5 bonus to your account (limits apply)
Term Deposits are available with a lower minimum deposit of $100
Interest is calculated on the closing daily balance and paid monthly
The YouthSavers program is designed to grow with young members. Starting at age 12 and with parent/guardian consent, YouthSavers members can take advantage of full every-day banking services.
A Member Card® debit card
Fee-free Limitless Student Plan for everyday banking transactions
Online Banking and Mobile App access
Interest is calculated on the closing daily balance and paid monthly
Visit our Service Fees page for disclosure of all applicable fees.
Financial Services Regulatory Authority of Ontario’s (FSRA) deposit insurance program protects insurable deposits held with Ontario credit unions and caisses populaires. Learn more
We have a big interest in helping you save and are happy to offer our exclusively online investment savings account called 'eVest', with a market-friendly 'everyday' rate on every dollar.
The eVest account is also TFSA and RRSP eligible. Current members with online banking access can self-open an eVest Account from any desktop PC: log in and from the left menu, select Account Services - Open a New Account/Savings Accounts and click 'eVest Account' - it's that easy!
Say hello to Tandia's exclusive online-only investment savings account with a market-friendly everyday rate on every dollar. Interest is calculated on the closing daily balance and paid monthly
An account for non-registered savings
Unlimited free self-serve/online-only transfer transactions between Tandia accounts
ATM access with a Tandia Member Card® debit card
Accessible on-the-go with Tandia™ Mobile
Deposit convenience via Me2Me Transfers, Interac e-Transfer® and Deposit Anywhere™
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No rate selected.
Online, mobile & automated telephone access |
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Online transfers (debits) to your other Tandia accounts |
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Member Card® debit card transactions (non-registered accounts only) |
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Interac e-Transfer® |
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Bill payments & pre-authorized payments/debits |
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RRSP Tip: RRSP funds can be withdrawn, in whole or in part, subject to a minimum withholding tax at source; the money you withdraw is taxable and will be reported on a T4RSP for income tax reporting purposes.
Online transfers (credits) to your eVest Account from your other Tandia accounts |
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Me2Me Transfers - transfer funds between your other financial institutions and your eVest Account |
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ATM Deposits and Deposit Anywhere™ |
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Payday Deposits |
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RRSP Tip: New RRSP contributions will generate an official receipt for income tax reporting purposes. The Income Tax Act allows you to transfer your existing RRSPs tax-free between issuers. The transfer must be made directly from one issue to another (via form T2033).
RRSP Tip: Your CRA Notice of Assessment, received after filing your tax return, will state your RRSP contribution room for the following year. You can also phone the CRA Tax Information Phone Service 1.800.267.6999 (TIPS) or log into My CRA Account to confirm your available room.
*The everyday rate is stated per annum and is subject to change at any time without notice. Interest is calculated on the closing daily balance and paid monthly.
Rates are per annum and are subject to change without notice.
®EXCHANGE is a registered trademark licensed for use in Canada by FICANEX SERVICES Limited Partnership.
®INTERAC is a trademark owned by Interac® Inc. and is used under license.
™DEPOSIT ANYWHERE is a trademark of Central 1 Credit Union and is used under license.
A registered Tax Free Savings AccountUnlimited free self-serve/online-only transfer transactions between Tandia accounts
Easy for current TFSA holders to self open through Tandia's online banking
New TFSA holders and new members can get their eVest TFSA started at any branch location
Deposit convenience via Me2Me Transfers
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No rate selected.
Online, mobile & automated telephone access |
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Online transfers (debits) to your other Tandia accounts |
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TFSA Tip: If you take money out of your Tax-Free Savings Account, you don't lose the contribution room -- you get it back in the following year. So when you take money out, you have to wait until the next year before you can put it back in.
Online transfers (credits) to your eVest TFSA from your non-registered Tandia accounts |
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Me2Me Transfers - transfer non-registered funds from other financial institutions to your eVest TFSA |
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TT2033 - transfer TFSA funds from your other financial institutions to your eVest TFSA |
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PayDay Deposits |
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TFSA Tip: For 2019, the TFSA annual dollar limit is $6,000 and will continue to be indexed to inflation in future years. If you've never contributed to a TFSA, as of 2019 there is $63,500 total contribution room available. And for a couple, the higher-income earner can give money to the lower-income spouse (without attribution rules applying), allowing $127,000 in combined contribution room.
TFSA Tip: Each year, the government will determine and advise you of your available Tax-Free Savings Account conttribution limit on your CRA Notice of Assessment.
*The everyday rate is stated per annum and is subject to change at any time without notice. Interest is calculated on the closing daily balance and paid monthly.Rates are per annum and are subject to change without notice.
®EXCHANGE is a registered trademark licensed for use in Canada by FICANEX SERVICES Limited Partnership.
®INTERAC is a trademark owned by Interac® Inc. and is used under license.
™ DEPOSIT ANYWHERE is a trademark of Central 1 Credit Union and is used under license.
A Registered Retirement Saving Plan acount
Unlimited free self-serve/online-only transfer-in transactions between Tandia accounts
Easy for current RRSP holders to self open through Tandia's online banking
New RRSP holders and new members can get their eVest RRSP started at any branch location
Deposit convenience via Me2Me Transfers
{{ ext.helpers.getSubheading() }}
No rate selected.
Online, mobile & automated telephone access |
|
RRSP Tip: RRSP funds can be withdrawn, in whole or in part, subject to a minimum withholding tax at source; the money you withdraw is taxable and will be reported on a T4RSP for income tax reporting purposes.
Online transfers (credits) to your eVest RRSP from your non-registered Tandia accounts |
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Me2Me Transfers - transfer non-registered funds from other financial institutions to your eVest RRSP |
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TT2033 - transfer RRSP funds from your other financial institutions to your eVest RRSP |
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PayDay Deposits |
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RRSP Tip: New RRSP contributions will generate an official receipt for income tax reporting purposes. The Income Tax Act allows you to transfer your existing RRSPs tax-free between issuers. The transfer must be made directly from one issue to another (via form T2033).
RRSP Tip: Your CRA Notice of Assessment, received after filing your tax return, will state your RRSP contribution room for the following year. You can also phone the CRA Tax Information Phone Service 1.800.267.6999 (TIPS) or log into My CRA Account to confirm your available room.
*The everyday rate is stated per annum and is subject to change at any time without notice. Interest is calculated on the closing daily balance and paid monthly.Rates are per annum and are subject to change without notice.
®EXCHANGE is a registered trademark licensed for use in Canada by FICANEX SERVICES Limited Partnership.
®INTERAC is a trademark owned by Interac® Inc. and is used under license.
™DEPOSIT ANYWHERE is a trademark of Central 1 Credit Union and is used under license.
Help us spread the word about Tandia to your family, friends and co-workers and we’ll reward both you and the person you refer with $25 cash*.
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on how we might be able to better serve you. After all, at Tandia, your voice
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Deposit Insurance Reserve Fund
To report a lost or stolen MEMBER CARD® debit card during regular business hours, call 1.800.598.2891 after hours please call 1.888.277.1043.
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