If you’re wondering if mutual funds meet your financial requirements, consider the many benefits they have to offer you as an investor. Basically, a mutual fund is a collection of individual securities, such as stocks and bonds. Picture a company that brings a group of people together then invests the group’s money in stocks, bonds and other securities. When you invest in mutual funds, you own a part of the holdings of the fund.
After gaining an understanding of your risk tolerance, ranging from conservative to aggressive, our qualified Qtrade Investment Advisors, Mutual Fund Representatives and Credential Asset Management Inc. Mutual Funds Investment Specialists will help you determine how mutual funds can fit into your investment portfolio. We can suggest a range of options to match your investor profile and suit your investment strategy, whatever your goals.
Mutual funds are available to our members through our partnership with Qtrade and Credential. Choose from an unlimited selection of top quality mutual funds with trusted names like Fidelity, Invesco, Franklin Templeton, and NEI Investments - a leading provider of Canada's largest and most diversified range of Responsible Investment (RI) solutions, mutual funds and investment portfolios.
Diversity is a good place to start because each mutual fund is made up of a portfolio of different securities (for example, stocks and bonds). By diversifying your holdings, you’re not putting all of your money in one place – reducing overall risk.
Liquidity is another plus, since you can purchase most mutual funds or cash them in with limited penalty (if any) on relatively short notice.
For the average investor, creating a well-balanced portfolio of individual securities can be very expensive. Incorporating mutual funds into your portfolio opens up many opportunities since you can participate in a wide array of investments that you may not be able to as an individual.
Mutual funds provide full-time, high quality professional management services by pooling the resources of many hundreds of investors.
Through our partnership with Qtrade Advisor, you’ll receive monthly (when there are transaction in that month) or quarterly statements that summarize your mutual fund portfolio holdings and current market value. You can also set up a consolidated online view of your finances through AccountPlus™, an online banking feature that provides a consolidated view of your accounts.
Mutual funds, other securities and securities related financial planning services are offered through Qtrade Advisor, a division of Credential Qtrade Securities Inc. Mutual funds and related financial planning services are offered through Qtrade Asset Management Inc. and Credential Asset Management Inc.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.
Start building your investment portfolio with top quality mutual funds and book a no-cost-or-obligation consultation with our Wealth Services team today call 1.844.600.3586.
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