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Your business is our business

In today’s fast-paced and complex business world, your business deserves a financial services partner that will support you and help your business succeed and grow. Tandia Financial Credit Union has a successful track record of helping many large commercial enterprises in Ontario achieve their goals. 

Our Commercial Services team has the skills, knowledge and experience to provide you with tailor-made financing solutions for your commercial endeavour. We will take great pride in delivering high quality service in response to your business’ unique needs

Operating Credit

Operating credit is a short-term financing solution that provides businesses with the funds for day-to-day operations and working capital needs.

Equipment Leasing

Equipment leasing provides an alternative to a large outlay of cash or borrowing to acquire the latest equipment and technology you need for your business.

Mortgages and Loans

We have a range of options for commercial clients who have borrowing needs ranging from investment properties to owner-occupied commercial real estate.

Construction Financing

Tandia Financial Credit Union works with builders and developers throughout Ontario, tailoring financing solutions for construction projects both large and small.

Why should you do your commercial banking with Tandia?

There are several reasons why individuals choose to do commercial banking with us:

  1. Tandia is member-owned and community based: Credit unions are owned and operated by their members, meaning the focus is on serving the best interests of the members rather than maximizing profits. This co-operative structure often translates into more favorable terms and fees for commercial banking services.
  2. Competitive rates and fees: Tandia typically offers competitive interest rates on loans and deposits, as well as lower fees compared to traditional banks. This can potentially save businesses money and improve their overall financial well-being.
  3. Personalized service: Tandia prides itself on providing personalized and attentive customer service. As a member of Tandia, you have direct access to decision-makers and receive more individualized attention for your commercial banking needs.
  4. Community-oriented approach: Tandia has a strong focus on community development and reinvesting in local areas. By banking with Tandia, you can support local economic growth and have a positive impact on your community.
  5. Shared values: If you value the principles of co-operation, inclusiveness, and social responsibility, a credit union may align better with your values. Tandia actively supports community initiatives and promotes financial education and empowerment.

We hope you'll consider doing your commercial banking with Tandia. We are here to help and your success is our success. We can tailor custom solutions to your specific needs and preferences.

Let's get started.

Your success is our success. Do you have questions about equipment leasing? Want to learn more about our commercial Mortgages?  Need money for a construction project?  Your Account Manager or a member of our Business Services team is available to help you.

At Tandia, we believe that financial institutions should be accountable to the people they serve. We believe that there’s more than one way to measure success. We believe that our profits should have a positive financial, social and environmental impact on communities.

We understand that everyone is different, and we work hard to tailor solutions that are right for you.


Tandia offers a flexible range of credit card choices for your business with competitive features and some unique benefits and advantages. Find the one that’s right for you and your business.


Listen to our weekly Podcast that answers all your burning questions about money. We’re here to make money more relatable, with take-action tips to help you create the life you want.

We will help you tackle those financial problems, look at your goals and help you define your financial journey. Start listening!



Financial solutions for
non-profit groups and schools

As part of Tandia's commitment to all of the different communities we serve, we offer specialized and low-cost accounts for local community organizations such as churches, charities, teams, clubs or other non-profit groups. We also offer an operating account especially designed for schools.

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