Rates

Prime Rate Rates
Credit Union Prime 3.35%
Foreign Exchange Rates (Rates effective 2017-06-23) Buying Selling
USD - cash or travellers cheques 1.3537 1.2972
Featured RRSP Rates
3 Year RRSP 2.25%
Featured TFSA Rates
3 Year TFSA 2.25%
5 Year Step Term Deposit - cashable on each anniversary - min. $1,000 Rates
Year 1 2.00%
Year 2 2.05%
Year 3 2.10%
Year 4 2.15%
Year 5 3.00%
Effective Yield 2.26%
Smart Tax Free Savings Account Rates
TFSA Smart Savings Under $5,000 1.05%
TFSA Smart Savings Over $5,000 1.10%
Special Mortgage Offers Rates
Low Rate 5 Year Closed Mortgage 2.79%

Interest rates are stated per annum and are subject to change without notice.  Please view each product's rate page for specific details on interest calculation and payment.

Currency exchange transactions are limited to $50,000 CDN on Saturdays and when Central1 is closed. In the event of a discrepancy between these rates and the official rates posted in our banking system, the latter shall prevail.  

All credit applications are subject to approval.  Conditions apply.  Fees may be applicable.  Life and Disability insurance is available and recommended to qualifying applicants.

For information about deposit insurance coverage, please call the Deposit Insurance Corporation of Ontario (DICO) at 1.800.268.6653 or visit www.dico.com.

 

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