Residential Mortgages

Rates are subject to change at any time without notice. For more information about Tandia's interest rates, visit your branch, call our Member Solutions Centre: 1.800.598.2891 or contact us.
Low Rate Mortgage Specials (Rates effective 2019-03-02) Rates
5 Year Closed High Ratio Fixed Rate Mortgage 3.44%
5 Year Closed Fixed Rate Mortgage 3.69%
Fixed Standard Closed Residential Mortgages (Rates effective 2019-03-02) Rates
6 Month Closed Mortgage 4.75%
1 Year Closed Mortgage 3.64%
2 Year Closed Mortgage 3.79%
3 Year Closed Mortgage 3.89%
4 Year Closed Mortgage 3.99%
5 Year Closed Mortgage 3.89%
7 Year Closed Mortgage 4.29%
Fixed Standard Open Residential Mortgages (Rates effective 2019-03-02) Rates
6 Month Open Mortgage 7.25%
1 Year Open Mortgage 7.25%
Variable Mortgages (Rates effective 2019-03-02) Rates
Variable Rate 1 Year Open 5.10%
Variable Rate 5 Year Closed 4.10%
Each interest rate is stated as an Annual Percentage Rate (APR) assuming there is no cost of borrowing other than interest. Legal fees would increase the APR. Additional rate premiums may apply in cases of a refinance, extended amortizations, non-owner occupied, or other instances where application details may warrant it.

Special Rate Mortgages are not Tandia posted rates; the high-ratio rate special it is based on a high ratio mortgage where a borrower places a down payment of of less than 20% of the purchase price of the home. Additional rate premiums may apply in cases of a refinance, extended amortizations, non-owner occupied, or other instances where application details may warrant it.

Interest on Fixed Rate Mortgages is calculated on a semi-annual basis, not in advance.
 
Interest on Variable Rate Mortgages is compounded on a monthly basis.

Mortgage applications are subject to credit approval based on Tandia's credit granting criteria.

Rates subject to change at any time without notice.
 

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