RRIFs

Registered Retirement Income Funds

Rates are stated per annum and subject to change at any time without notice. For more information about Tandia's interest rates, visit your branch, call our Member Solutions Centre: 1.800.598.2891 or contact us.

Special Offer RRIFs Rates
6 Month RRIF - New $ Only 2.76%
13 Month RRIF - New $ Only 3.26%
27 Month RRIF 2.70%
33 Month RRIF 3.00%
55 Month RRIF 3.15%
Limited time offer. Minimum $1,000, non-redeemable.  Interest is paid annually and at maturity. Auto-renews for 1 year non-redeemable term deposit.
5 Year STEP RRIF Rates
Year 1 2.25%
Year 2 2.50%
Year 3 2.75%
Year 4 3.00%
Year 5 5.00%
Effective Yield 3.09%
Minimimum $1,000. Cashable on each anniversary date. Renews for 1 year non-redeemable RRIF deposit at maturity.
3 Year Premium STEP RRIF Rates
Year 1 2.25%
Year 2 2.50%
Year 3 4.00%
Effective Yield 2.91%
Minimum $1,000, non-redeemable. Convertible to 4 or 5 year RRIF deposit at any time. Renews for 1 year non-redeemable RRIF deposit at maturity.
1-5 Year Non-Redeemable RRIFs Rates
1 Year RRIF 1.45%
18 Month RRIF 1.45%
2 Year RRIF 1.45%
3 Year RRIF 3.00%
4 Year RRIF 1.70%
5 Year RRIF 3.25%
Minimum $500, cashable. Renews for same term at maturity.
Short Term Non-Redeemable RRIFs Rates
90 - 179 Days 0.75%
180 - 269 Days 0.80%
270 - 364 Days 1.05%
Minimum $1,000, non-redeemable. Interest is paid at maturity. Renews for same term at maturity.
Cashable RRIF Rates
1 Year 1.20%
Minimum $500, cashable. Renews for same term at maturity.
RRIF Tiered Interest Savings Rates
$0.00 - $4,999 0.05%
$5,000 - $9,999 0.10%
$10,000 - $24,999 0.25%
$25,000 - $59,999 0.50%
Portion $60,000 Plus 0.75%
Interest is calculated on the closing daily balance and paid monthly.


Interest rates are stated per annum and are subject to change at any time without notice.

Unless otherwise noted, interest on RRIF deposits of 1 year or more is paid or compounded annually.

Deposits insured by the Deposit Insurance Corporation of Ontario.  Deposits in registered plans are fully insured.  Other Canadian dollar deposits insured up to $250,000.  For further information on deposit insurance, call DICO at 1.800.268.6653 or visit www.dico.com.

 

 

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